Generate a Palworld PalWorldSettings.ini
No game here is less tolerant of config mistakes than Palworld, and it fails without a word: one wrong character and the server starts up normally with every setting reset to default.
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PalWorldSettings.ini
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The PalWorldSettings.ini format
All the settings sit on a single line. They go inside OptionSettings=( … ) as comma-separated pairs, and there must be no line breaks anywhere in that block. Text values take double quotes, booleans are written True and False with capitals, and rates are decimals. One missing comma, one line break slipped in by an editor wrapping the text, or one lowercase true is enough to throw away the entire block.
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The mistake that wastes an evening
A broken block is discarded, not reported, so there is no error message to go looking for. The server runs, players join, and everyone plays on default rates while you are sure you changed them. If your settings seem to have vanished, suspect a syntax error on that one line before anything else — and never open it in an editor with word wrap switched on.